Some call me a pervert for preying on your hotwife but I’m a saint compared to some people in Las Vegas. At least if I’m going to screw you, you’ll get to watch!
The other day, I’m driving down Rancho near Highway 95, not far from downtown Las Vegas. This section is primarily made up of Hispanics, who are likely to be among the less fortunate. This is not a particularly bad part of town and is in much better shape than other parts of Sin City.
The middle class has largely disappeared in Las Vegas, leaving only the “have’s” and the “have not’s”. This has spawned a whole class of scum, who prey on the misfortunes of those who live from paycheck to paycheck.
As I’m sitting at a red light, I look across at a truck sign advertising payday loans. What’s amazing is that the interest rate of eighty-four percent (84%) is printed in big letters on the side, as if they are proud of it!
I look for the decimal point as it seems impossible to me that a loan rate of 84% could be competitive or real, but it apparently is so.
Apparently these people have no problem sleeping at night!
This would be illegal where I live. I think the highest rate one can legally charge is less than 20%, which is already a lot, frankly!
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I got that one beat. Here credit card interest can be close to 30%. Even with good credit, your credit card interest rate is probably 7-10%. That’s why I pay mine off every month. When someone’s down, everybody gets to kick them. It’s funny how the only way to get good credit is not to need any.